April 2015

BTHR Solutions


Happy National Employee Benefits Day!

Your Benefit Stories

10 Things You Should Negotiate Other Than Salary

Retail Could Do For Health Care What Uber Has Done For Taxis

Affordable Care Act Adds 16.4 Million to Health Insurance Roles

US Retirement Assets Up 6%
Year Over Year

10 Things You Should Negotiate Other
Than Salary

After you've been offered a position, here are the top ten benefits that you can and should ask for during the negotiation process (according to Salary.com)

1) A Better Title - Let’s face it: the title “secretary” just isn’t sexy. Nor does it look amazing on your resume. But “corporate executive assistant” sounds a little better.

2) A Wardrobe Allowance - You can petition for a clothing stipend to be built into your contract -- especially if you’re in the position of meeting with lots of high-end power clients.

3) Transportation Reimbursement Calculate the travel expenses you plan to incur each month, and ask for a stipend to help ease this expense

4) Housing Subsidy - If you will be commuting a few hours into work each day, it’s a good idea to ask for some sort of housing subsidy.

5) Daycare Reimbursement Babysitting costs can be a killer, especially when they can almost eat up an entire paycheck.

See the rest of the list at Salary.com

Featured Job

Defined Benefit Plan Consultant
Framingham Area, MA


At least 7-10 years of experience working with Defined Benefit plans

EA and/or ASA designation strongly preferred

See the full job description

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Happy National Employee Benefits Day!
by Sam Gruenbaum, President, BTHR Solutions

Today is National Employee Benefits Day, and in honor of the occasion we would like to extend our best wishes to all of you, our friends in the Employee Benefits world.


BTHR Solutions (formerly BeneTemps) has been serving the Employee Benefits and HR community since 1977, and we hope to continue serving you for many more years to come!

National Employee Benefits Day Story Contest
by Sam Gruenbaum, President, BTHR Solutionns

Every year in honor of National Employee Benefits Day, BTHR Solutions asks our network to submit humorous and heartwarming stories about life in HR and Benefits. These true stories and amusing anecdotes are enjoyed by thousands of our HR and Benefits colleagues across the country. Winners receive a $25 American Express gift card!

Here's our first winner:

ERISA Training Needed

I work in the benefits call center for a very large corporate client on the client escalation team. I was asked to listen to and summarize an incoming call because the employee had filed a complaint with the client over the handling of her issue.

Review of the call: the employee called in and asked several questions about her benefits but was not satisfied with the call center rep's responses. The employee, becoming increasingly frustrated, asked the rep "Do you know anything about ERISA?"

The rep's reply was "Ma'am, we have over 300 people working in this call center, I don't know everybody. How am I supposed to know WHO ERISA is?"

While the client admitted to being amused by this response, the rep was immediately sent for remedial basic benefits training.


Retail could do to health care what Uber has done to taxis
Wall Street is searching for the next industry that can be Uber-fied. There are rooms full of analysts in search of the next “sharing economy” juggernaut. And I’ll bet they’re not looking at health care — an industry that’s proven one of the most difficult to drag into the tech age.

But they could be missing something big. Recent movement from the U.S.’s biggest retailers into the primary care business indicates that health care might finally be in for some big disruption.

Affordable Care Act adds 16.4 million to health insurance rolls 
About 16.4 million adults have been added to health insurance rolls under the Affordable Care Act, which provided especially robust gains in coverage for minorities and states that expanded their Medicaid programs, administration officials announced Monday.

The total includes 14.1 million adults who joined the insurance rolls since October 2013 and 2.3 million younger adults ages 19 to 25 who were able to remain on their parents’ health insurance plans since October 2010, when that provision of Obamacare went into effect.

US Retirement Assets Up 6% Year Over Year 
Total U.S. retirement assets were $24.7 trillion as of Dec. 31, according to Investment Company Institute’s quarterly retirement market data for fourth quarter 2014. This is up 1.7% from $24.2 trillion on Sept. 30, 2014, and up 6% from year-end 2013.

ICI also reports that retirement assets accounted for 36% of all household financial assets in the United States at the end of the fourth quarter of 2014.


Phone: 888.89.ERISA     info@BTHRsolutions.com